Man's/Woman's Nike Mens Presto Fly Mesh Trainers Trainers Trainers Quality queen Brand Fashion versatile shoes cdb731

Man's/Woman's Nike Mens Presto Fly Mesh Trainers Trainers Trainers Quality queen Brand Fashion versatile shoes cdb731
NIKE Men's Hypervenom Phantom II DF FG Soccer Cleat (SZ. 9) Light Armory Blue,
Nike Men's Air Force 1 Elite TXT BlueBlack 725144-400,Gentleman/Lady Nike Men's Swift Running Shoe feature Year-end sale SimpleNike Mens Air Jordan 13 Retro CP PE "Chris Paul" Black/Sunstone-Orion Blue Leather,Air Jordan 9 Retro Low Men's Shoes Black/Gym Red/White 832822-001 (11 D(M) US),Nike Men's Lunarepic Flyknit Shield Running ShoesMan's/Woman's NIKE WMNS Cheer Scorpion Womens 868319-100 Aesthetic appearance discount Reliable reputation,Men's/Women's NIKE Little Posite Pro Little Kids Louis, elaborate First quality Clearance sale,Gentleman/Lady NIKE Women's City Cross Trainer, Many varieties Upper material Extreme speed logistics,Man/Woman Nike Mens ALPHA MENACE SHARK, BLACK/WHITE-WHITE Special price fashionable Excellent workmanship,Nike Men's Lebron XIII Midnight Navy/White/Red 807219-461 (SIZE: 11.5),Nike Kyrie 3 BHM - US 14,Nike WMNS Kaishi - 654845103 - Color Black-White - Size 10 US,Nike Kyrie S1 Hybrid - US 11,Nike Air Vapormax FK Moc 2 - US 10,Nike Zoom Stefan Janoski Elite 'Cherry Blossom' - 725074-112,Mr/Ms Nike Men's Lunarstelos Running Shoe sell The highest quality material Beautiful and charmingNike Jordan Spizike BG (GS) '2017 Release' - 317321-122 - Size 6,Men's/Women's Nike Hyperchase SP/Fragment - US 11.5 Good world reputation Quality and quantity guaranteed Exquisite (processing) processing,Nike Lunar Force 1 Duckboot Big Kids Style: 882842-100 Size: 4.5 Y US,Nike Men's Flyknit Racer, Pure Platinum/Cool Grey-White, 9.5 M USNike Air Jordan 1 REVERSE SHATTERED BACKBOARD Retro High OG 555088-113 Year 2016,Nike Lebron 10 EXT QS 'Brown Suede' - 607078-200 - 607078-200,Nike AIR Jordan 2 Retro Decon - 897521-402,Gentleman/Lady Nike Zoom KD10 (Kids) the most convenient New in stock leading the fashionAir Jordan 7 Retro YOTR 'Year Of The Rabbit' - 459873-005Nike Air Jordan 11 Retro Lo Gs 106 4.5,Man's/Woman's Nike Zoom Hyperdunk 2011 Supreme Customer first discount price British temperament,Man's/Woman's Mens Womens Lightweight Air Cushion Outdoor Sport running shoes Athletic Casual Walking Sneakers The color is very eye-catching online shop Reliable reputation BB135,Man/Woman Mens Womens Lightweight Air Cushion Outdoor Sport running shoes Athletic Casual Walking Sneakers Online Shopping discount Different styles RR113,Men/Women Mens Womens Lightweight Air Cushion Outdoor Sport running shoes Athletic Casual Walking Sneakers Selling Strong value The first batch of customers' comprehensive specifications WV128

Man's/Woman's Nike Mens Presto Fly Mesh Trainers Trainers Trainers Quality queen Brand Fashion versatile shoes cdb731

With Investor Phil Town

User Name just applied for
a Rule #1 Workshop Scholarship!

Ready to join us?

Sign up for the live event

Now that the new year is here, many of us have committed ourselves to changing the way we live for the better. Some of the most important things people focus on, especially in the new year, are personal finance, saving, and investing.

Achieving financial independence is an admirable goal, but very few people know where to start. If you’re starting to take steps towards financial freedom this year, here are seven tips you should follow to set financial goals for the new year.

1) Assess Where You Are

Setting financial goals is crucial, but before you can set any goals, you need to know where you currently are. Look through your savings, debts, and investments. Assessing your financial status may feel stressful, but gaining this knowledge will allow you to set realistic goals for the year.

2) Set a Budget and Stick to it

One of the best things you can do for your finances is set a budget. The budget should be achievable. Make sure that your housing, food, and utility costs are around what you usually pay.

Now is the perfect time to plan your retirement savings as well. More on that in a minute…

3) Pay Off Your Debt

Debt is a significant burden and can prevent you from achieving your financial dreams. Start paying off your debts now. Interest is stealing your money from you. If you’re making 15% in the stock market, but paying 18% in interest, you’re losing money.

Commit to paying off debts now, and you’ll be able to keep the money that you invest in the future.

4) Plan for Retirement

Retirement is coming, and you should be preparing for it. You need to discover exactly how much you need to retire. Thankfully, I have a calculator on my website to find the exact number that you need to retire. Knowing your number will help put your savings into perspective.

Planning for retirement is always an excellent financial goal, and the new year is the best time to focus on it.

5) Stay Organized

Setting budgets and goals are great, but these efforts are futile if you do not have a plan to stay on track.  Staying organized is a critical step to meeting your financial goals this year. There are several tools and budgeting apps out there that can help you remain on track. When it comes to your personal budget, the more organized you are the better.

6) Establish an Emergency Fund

Everyone is vulnerable to unforeseen emergencies. Without proper planning, your budget could fall apart should one arise. If you haven’t already done so, it’s important to establish an emergency fund. This will protect you if you experience any sort of unexpected emergency without breaking the bank. High quality original shoes: sports shoes, running shoes, basketball shoes, sports shoes. 1. High quality, competitive price, safe delivery, good reputation 2. Original packaging with packaging boxes, labels and labels 3. Perfect performance: wear-resistant, breathable

Your fund should be at least 2 to 3 months worth of expenses. This fund may take a while to establish, but the personal financial freedom you gain from having it is worth the wait.

7) Review Your Investment Accounts

If you’re already investing, you’re on the right track. However, if you have a financial advisor, you’re probably not making the returns that you could be making. Most advisors will put your money in funds with high fees and high commissions. You need to be aware of where your money is going so you don’t lose it due to lack of knowledge.

Now is a great time to get a little education in investing and start making some changes. You could commit to learning Rule #1 right now and start getting greater returns with less risk than your financial advisor is taking with your money right now.

Does that sound like a good New Year’s resolution?

This year brings new possibilities for everyone. What do you want to achieve this year? Consider your financial goals and start taking the steps to achieve them now.

Make it easier for yourself with this 12 Month Financial Planner that I’ve created for you. By reviewing the clear benchmarks, reviewing the monthly list of promises, adding your own, and completing challenges. Celebrate each win, no matter how big or how small, and you’ll notice how much more fun it becomes to do something that you initially thought would be ‘work’.

Whether you start this in January, or put the planner into use halfway through the year, the promises and challenges will work for you and help get you focused on the financial success you’ve been striving for.


Phil Town is an investment advisor, hedge fund manager, 3x NY Times best-selling author, ex-Grand Canyon river guide and a former Lieutenant in the US Army Special Forces. He and his wife, Melissa, share a passion for horses, polo, and eventing. Phil’s goal is to help you learn how to invest and achieve financial independence. You can follow him on google+, facebook, and twitter.

Nike Men's Shox NZ White/Black 501524-106 (SIZE: 13),