Men's/Women's Nike Hyperdunk 08 Mens Mens Mens Hi Top Basketball Trainers 820321 600 Size Moderate price comfortability Excellent workmanship WR463 781181

Men's/Women's Nike Hyperdunk 08 Mens Mens Mens Hi Top Basketball Trainers 820321 600 Size  Moderate price comfortability Excellent workmanship WR463 781181Men's/Women's Nike Hyperdunk 08 Mens Mens Mens Hi Top Basketball Trainers 820321 600 Size  Moderate price comfortability Excellent workmanship WR463 781181Men's/Women's Nike Hyperdunk 08 Mens Mens Mens Hi Top Basketball Trainers 820321 600 Size  Moderate price comfortability Excellent workmanship WR463 781181Men's/Women's Nike Hyperdunk 08 Mens Mens Mens Hi Top Basketball Trainers 820321 600 Size  Moderate price comfortability Excellent workmanship WR463 781181Men's/Women's Nike Hyperdunk 08 Mens Mens Mens Hi Top Basketball Trainers 820321 600 Size  Moderate price comfortability Excellent workmanship WR463 781181
Air Jordan 10 Retro Paris Black Fushia Blast Junior Unisex Trainers UK Size 3.5,
Men's/Women's New Nike Mens Jordan Air Incline Basket Ball Hi Top Shoes Elegant shape Excellent performance Authentic guarantee RH2812,Nike Air VaporMax Flyknit Men's Running Shoes (Grey Multi) Brand New - UK Size 7,Man's/Woman's Nike Air Max Ideal gift for all occasions Elegant style Authentic guarantee,Nike Womens AF1 Air Force 1 Flyknit Hi Top Trainers 818018 002 Sneakers Shoes,Gentlemen/Ladies Nike Lunarepic Low Flyknit 2 Running Shoes Men's RRP Free P&P Various goods Latest styles Rich on-time delivery AN2273,Mr/Ms NIKE AIR JORDAN ULTRA FLY 2 LOW MENS TRAINERS SNEAKERS SHOES US 12 durability discount price Diversified new design WA2731Gentleman/Lady Nike AirMax 270 Reputation first Environmentally friendly German OutletsNike Air Max 1 QS GS BG Animal Zoo Pack Tiger Juniors Girls Trainers 827657 200Nike zoom rev us8 eur41 air Basketball Kd Pg Kobe LeBron Soldier lot Kyrie 1Nike Air Presto Men's Trainers Running Shoes Sneakers Shox, Sizes 7.5-11,Man/Woman NIKE JUVENATE SE MENS TRAINERS SNEAKERS SHOES Innovative design online shop King of the crowd WV910,Mens NIKE AIR HUARACHE Off White Trainers 318429 107,NIKE ROSHERUN NM W SP OBSIDIAN FLEECE PACK US 8,5-12 premium 652804-403 flyknitGentleman/Lady NEW NIKE MENS HYPERVENOMX PRO IC INDOOR SOCCER SHOES High-quality Used in durability Simple WW541,Nike Air Vapormax brand new in the box black/khaki size 8NIKE LUNARCHARGE ESSENTIAL MEN,S/LADY,S 923619-200 sz..7..BNIB 55545,Mr/Ms off-white x nike blazer Guarantee quality and quantity Win the praise of customers Seasonal hot sale,Gentlemen/Ladies Nike Air Max 1 Prm High grade Trendy Quality and consumer first,Man/Woman Men's nike air max trainers elegant Excellent performance Seasonal promotion,Man's/Woman's Shoes NIKE Man NERO Fabric,Suede 537383-017 Crazy price a variety of Recommended today,NIKE ROSHE RUN US PALM TREE FLORAL BLACK GREY THEA 655206-010,Mr/Ms Nike Men's Sb Portmore II Ultralight Skate Shoe flagship store Preferred material Explosive good goods VB1619,Men/Women nike air max 90 essential New product Has a long reputation a wide variety of goods,nike air safari met/silver/red brand new usa 11Men's/Women's Nike Air Max 95 Size 8 The color is very eye-catching Comfortable touch Known for its excellent qualityBRAND NEW AUTHENTIC AIR JORDAN 4 RETRO PREMIUM "GINGER" US 9.5,Mens Air Jordan 11 Retro Legend Blue White/Legend Blue-Black,Nike Air Max Zero Essential University Red 12US 876070-600 Brand New,Nike Free Flyknit Mercurial Superfly Wolf Grey UK11Men/Women Nike Running Vapormax New varieties are launched Excellent performance business,

Men's/Women's Nike Hyperdunk 08 Mens Mens Mens Hi Top Basketball Trainers 820321 600 Size Moderate price comfortability Excellent workmanship WR463 781181

With Investor Phil Town

User Name just applied for
a Rule #1 Workshop Scholarship!

Ready to join us?

Sign up for the live event

Now that the new year is here, many of us have committed ourselves to changing the way we live for the better. Some of the most important things people focus on, especially in the new year, are personal finance, saving, and investing.

Achieving financial independence is an admirable goal, but very few people know where to start. If you’re starting to take steps towards financial freedom this year, here are seven tips you should follow to set financial goals for the new year.

1) Assess Where You Are

Setting financial goals is crucial, but before you can set any goals, you need to know where you currently are. Look through your savings, debts, and investments. Assessing your financial status may feel stressful, but gaining this knowledge will allow you to set realistic goals for the year.

2) Set a Budget and Stick to it

One of the best things you can do for your finances is set a budget. The budget should be achievable. Make sure that your housing, food, and utility costs are around what you usually pay.

Now is the perfect time to plan your retirement savings as well. More on that in a minute…

3) Pay Off Your Debt

Debt is a significant burden and can prevent you from achieving your financial dreams. Start paying off your debts now. Interest is stealing your money from you. If you’re making 15% in the stock market, but paying 18% in interest, you’re losing money.

Commit to paying off debts now, and you’ll be able to keep the money that you invest in the future.

4) Plan for Retirement

Retirement is coming, and you should be preparing for it. You need to discover exactly how much you need to retire. Thankfully, I have a calculator on my website to find the exact number that you need to retire. Knowing your number will help put your savings into perspective.

Planning for retirement is always an excellent financial goal, and the new year is the best time to focus on it.

5) Stay Organized

Setting budgets and goals are great, but these efforts are futile if you do not have a plan to stay on track.  Staying organized is a critical step to meeting your financial goals this year. There are several tools and budgeting apps out there that can help you remain on track. When it comes to your personal budget, the more organized you are the better.

6) Establish an Emergency Fund

Everyone is vulnerable to unforeseen emergencies. Without proper planning, your budget could fall apart should one arise. If you haven’t already done so, it’s important to establish an emergency fund. This will protect you if you experience any sort of unexpected emergency without breaking the bank.

Item specifics

Condition:
New with box: A brand-new, unused, unworn and undamaged item in its original packaging (such as the original box ... Read moreabout the condition
Style: Hi Tops
Sole: Rubber Shoe Size: UK 9.5
Lining: fabric EU Shoe Size: 44.5
Product ID: 820321 600 Brand: Nike
Upper Material: synthetic and fabric Main Colour: Solar Red
Product Line: Hyperdunk

Your fund should be at least 2 to 3 months worth of expenses. This fund may take a while to establish, but the personal financial freedom you gain from having it is worth the wait.

7) Review Your Investment Accounts

If you’re already investing, you’re on the right track. However, if you have a financial advisor, you’re probably not making the returns that you could be making. Most advisors will put your money in funds with high fees and high commissions. You need to be aware of where your money is going so you don’t lose it due to lack of knowledge.

Now is a great time to get a little education in investing and start making some changes. You could commit to learning Rule #1 right now and start getting greater returns with less risk than your financial advisor is taking with your money right now.

Does that sound like a good New Year’s resolution?

This year brings new possibilities for everyone. What do you want to achieve this year? Consider your financial goals and start taking the steps to achieve them now.

Make it easier for yourself with this 12 Month Financial Planner that I’ve created for you. By reviewing the clear benchmarks, reviewing the monthly list of promises, adding your own, and completing challenges. Celebrate each win, no matter how big or how small, and you’ll notice how much more fun it becomes to do something that you initially thought would be ‘work’.

Whether you start this in January, or put the planner into use halfway through the year, the promises and challenges will work for you and help get you focused on the financial success you’ve been striving for.

 

Phil Town is an investment advisor, hedge fund manager, 3x NY Times best-selling author, ex-Grand Canyon river guide and a former Lieutenant in the US Army Special Forces. He and his wife, Melissa, share a passion for horses, polo, and eventing. Phil’s goal is to help you learn how to invest and achieve financial independence. You can follow him on google+, facebook, and twitter.

Man/Woman Nike Air Jordan 11 Retro 72-10 Black Red White New Listing Various types and styles Extreme speed logistics AW2088,